Pearson Bros Homes · Southport, QLD
We design, finance and build SMSF-compliant homes across South-East Queensland. One contract. Fixed price. Keys handed over once.
Builder of Record
FRD Homes Pty Ltd builds every Pearson Bros home. Queensland licensed under QBCC 15046435, ABN 19 617 452 785. Every build is delivered to NCC 7-Star energy rating and the Australian Standards for residential construction. Structural warranties sit under the QBCC Home Warranty Scheme.
What we do differently
Most builders treat SMSF buyers like retail customers. We treat the property like a fund holding. Four things follow from that.
One contract of sale for a completed home. One fixed price. One settlement. Most SMSF property plays involve a separate land contract, a separate build contract, and a construction timeline that sits inside your fund. We remove all of that by selling the finished asset. The trustee signs once, the price is set, and the home is already built.
Every PBH home is structured to satisfy the Limited Recourse Borrowing Arrangement rules in sections 67A and 67B of the SIS Act, and the ATO's single-acquirable-asset test set out in SMSFR 2012/1. The fund can borrow against the property from day one without breaching the improvement test that catches multi-contract setups.
NCC 7-Star energy rating standard. 7-year structural warranty under the QBCC Home Warranty Scheme. 12 months of post-handover maintenance. Pre-settlement inspections by the FRD supervisor and your private building inspector. We don't list these as marketing features. They're the minimum.
Logan, Ipswich, Moreton Bay, Scenic Rim. Each LGA has its own infrastructure timeline, supply curve, and tenant profile. Vacancy across the three Greater Brisbane LGAs we operate in sits at 0.9% (REIQ Dec Quarter 2025). The fundamentals decide where a build goes, not the marketing season.
How it works
We build each home to completion before it goes to market. By the time you buy, it's a finished, SMSF-ready asset. There's no construction contract to manage and no build risk inside your fund. For you, it's a straightforward property purchase.
Browse our finished and near-complete properties. What you see is what settles. No off-the-plan guesswork, no waiting on a build.
A single contract of sale for the completed house and land. The price is set at signing. No progress claims, no variations, no surprises.
Buying a completed property in a single transaction is the cleanest way to satisfy the single-acquirable-asset test for an SMSF limited recourse borrowing arrangement. There is no build occurring inside the fund, so the improvement rules that catch multi-contract or off-the-plan structures do not apply. Speak to your accountant to confirm against your fund's position.
Your broker arranges finance and your solicitor handles the transfer, exactly like any property purchase. We coordinate with both through to settlement.
Keys, warranties, and a tenant-ready home. Many of our properties come with a rental appraisal or a tenant already in place.
Every home is delivered turnkey: floor coverings, window furnishings, landscaping, fencing, driveway, and letterbox. NCC 7-Star energy rating, a 7-year structural warranty under the QBCC Home Warranty Scheme, and a 12-month maintenance period all come standard.
The build itself is handled entirely by us, through our builder FRD Homes, before any home is listed. You can follow our builds in progress, but you only ever buy the finished result.
Recent builds
2 homes settled to SMSF investors so far. Active builds across South-East Queensland, with new homes released as they complete.
A lowset coastal-styled four-bed delivered to an SMSF investor in South Maclean. Settled December 2025 under a single contract with margin-scheme structure. Currently tenanted at market.
A 178m² Bonnie Coastal lowset sold to an SMSF bare-trust buyer. Margin-scheme settlement December 2025. The second of two homes delivered in the same Pebble Creek release.
A lowset single-storey four-bed currently in build at Park Ridge. Roof and guttering on, plumbing and electrical rough-ins complete, brickwork laid. Practical Completion targeted for Q3 2026.
In their words
One contract, a fixed price, and a finished home. Here's how that lands once the fund has settled.
We'd assumed building through our super would be a paperwork nightmare. It wasn't. One contract, the house was already finished, and our accountant had no concerns at all.
What they quoted us at the start is exactly what we paid at settlement, with no surprise costs along the way. When it's your super going in, that peace of mind counts for a lot.
Our accountant grilled them on the SMSF rules and they had an answer for everything. You could tell they'd done this plenty of times before.
Why South-East Queensland
Single-corridor SMSF strategies look clean in a spreadsheet and brittle in a downturn. Concentrating in one suburb ties the fund's return to one LGA's supply cycle, infrastructure timeline, and tenant pool.
We spread homes across four LGAs in Greater Brisbane and the Scenic Rim. Each has its own price point, vacancy reality, and tenant pool. Across the Greater Brisbane LGAs we build in, rental vacancy sits between 0.7% and 0.8%, among the tightest in the country.
Tap a corridor for the numbers.
Tap any corridor on the map to see its rental vacancy and what makes it work for an SMSF holding.
Schematic. Tiles show approximate positions around Brisbane, not to scale.
About
Pearson Bros Homes was founded in February 2025 by Cy Pearson alongside his two sons, Cruz and Nate. The three of them sit on the board, work in the business day to day, and have personal capital invested in every build that goes up.
We operate out of Southport on the Gold Coast. Each PBH home is built by FRD Homes Pty Ltd, a Queensland-licensed builder under QBCC 15046435 and a company under the same family ownership. That close relationship gives us direct visibility over the build pipeline and every trade on site.
We built the model around one idea: a completed, SMSF-ready home sold under a single contract, with the build risk carried by us, not the fund. So far, 2 homes have settled to investors, with more underway across South-East Queensland.
Common questions
Every PBH home is delivered finished. That includes floor coverings, light fittings, taps, kitchen, landscaping, fencing, driveway, letterbox, and a 12-month maintenance period. The buyer or tenant can move in the day of handover with nothing left to organise.
Under sections 67A and 67B of the SIS Act, an SMSF using a Limited Recourse Borrowing Arrangement must acquire a single asset in a single transaction. House-and-land or off-the-plan structures that involve a separate build contract can read as two acquisitions and breach the rule, putting the fund at risk of non-compliance. Because we sell a completed home under one contract of sale, the purchase is a clean single acquisition with no build occurring inside the fund.
This is general information, not tax advice. Speak to your accountant or licensed SMSF specialist before any LRBA decision.
Every PBH home is built by FRD Homes Pty Ltd under Queensland builder's licence QBCC 15046435. FRD is a related builder under the same family ownership, and both businesses work out of the same Southport office. Structural warranties sit under the QBCC Home Warranty Scheme.
Everything. The completed home and land, fully fitted out: floor coverings, window furnishings, fencing, driveway, landscaping, letterbox, plus 12 months of post-handover maintenance. The price is the contract price. Because the home is already built, there are no progress payments and no cost variations to worry about.
Because the home is already complete, settlement runs on a standard property timeline, usually 30 to 60 days from contract, subject to your finance approval and your solicitor's conveyancing. There's no build to wait on.
NCC 7-Star energy rating, standard. Seven-year structural warranty under the QBCC Home Warranty Scheme. A 12-month post-handover maintenance period covering minor defects and rectifications.
Across four South-East Queensland LGAs: Logan, Ipswich, Moreton Bay, and Scenic Rim. Site selection is driven by corridor fundamentals: vacancy, population growth, infrastructure investment, and tenant profile.
Because you buy a completed home in a single contract of sale, the purchase is designed to satisfy the single-acquirable-asset test in SMSFR 2012/1 and the LRBA rules in SIS Act sections 67A and 67B, with no construction occurring inside the fund. Your accountant or licensed SMSF specialist should still review every property purchase against your fund's specific position.
It varies by property. Some come with a tenant already in place, others with a rental appraisal so you know the expected yield before you buy. Because these are completed homes, they can be leased immediately on settlement rather than waiting out a construction period.
Submit an enquiry through the contact form, or email nate@pb-homes.com.au directly. We'll send a shortlist of available completed homes with prices and rental appraisals, coordinate with your accountant on compliance, and move to a contract of sale once finance is aligned.
A quick enquiry takes five minutes. We respond within one business day with a shortlist of available completed homes.
Expression of Interest
Five minutes to fill out. One business day for a shortlist of available completed homes back from us.
If you'd rather speak directly, email nate@pb-homes.com.au.
